Mutual funds are subjects to market risk, Sound familiar?? Well we all of us listen this line on t.v and create a curiosity in us like, mutual fund kya hai? What return can we get through it. Can we Invest 1000-2000 rs. In this? How our Money will be Invested in mutual fund companies? Which Mutual fund is best, and compare mutual funds etc etc.
Today, I will tell you about the mutual funds benefits, mutual fund comparison and mutual fund companies. this also includes mutual fund charts. so look at the mutual fund returns in the chart too. Lets get started.
We usually have don’t much time to spend time in share market, reading news, updates and results and invest money. Mutual funds helps us to Invest in Blue chip companies, getting returns, deduct Expenses and pass on the return to you.
Each mutual fund have its separate Fund manager, who have proper qualification and Experience. He manages your fund, invest in Companies and get return.
Mutual funds are generally of 3 types ( there are many types but you won’t be interested in knowing them all. These are the main-
- Equity oriented
- Debt Oriented
- Hybrid ( Equity+debt)
Mutual fund don’t have shares. they have net asset value which is called mutual fund NAV . Price of Nav is depend upon performance of mutual fund. If it is doing well then it generally have a high NAV. Mutual funds also gives you dividend. We can get return from mutual funds in three ways
- Income is earned from Dividend on stocks and interest on bonds held in the fund's portfolio. A fund pays out nearly all of the income it receives over the year to fund owners in the form of a Return. Funds often give investors a choice either to receive a cheque for distributions or to reinvest the earnings and get more shares. Generally Investors likes to Reinvest Return to get more return.
- If the fund sells securities that have increased in price, the fund has a Capital gain. Mutual fund also pass on these gains to investors in a distribution.
- If fund holdings increase in price but are not sold by the fund manager, the fund's shares increase in price. You can then sell your mutual fund shares for a profit in the market.
well, i have done a mutual fund comparison for you, these all are well rated by "CRSIL" (a rating agency having worldwide recognition). these fund have invested its money in bluechip companies, so risk is comparatievly low.
AXIS BANK BLUECHIP FUND MTUTUAL FUND
This fund is very popular in mutual funds. Its investment is mainly in Blue chip Companies like Reliance, HDFC, Infosys, Bajaj finance, ICICI BANK, Kotak bank etc. this is a good mutual fund for beginners
It have divided its Investment in Five sector which are
| Top 5 sectors | % OF NET ASSETS |
| FINANCIAL SERVICES | 41 |
| CONSUMER GOODS | 20 |
| IT | 8 |
| ENERGY | 2 |
| TELECOM | 2 |
You can see the Return of this fund in different time period.
| TENURE | 10000 INVESTED | VALUE NOW | RETURN |
| 1 WEEK | 23-MAR-2020 | 10818.3 | 8.18% |
| 3 MONTH | 30- DEC-2019 | 7892 | -21.08% |
| 1 YEAR | 29 MAR-19 | 9082 | -9.17% |
| 2 YEAR | 28 MAR-18 | 10549.8 | 5.50% |
| 5 YEAR | 30 MAR-2015 | 13835.8 | 38.36% |
Fund manager of this fund is Mr.Shreyash Devalkar who is having a work experience of 16 years.
Crisil (rating agency) have rated it to 5 star and its fund size is 11823.95 crore.
ICICI BANK PRUDENTIAL BLUE CHIP MUTUAL FUND (GROWTH)
Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments can invest after compare mutual funds
Its Current NAV Is 31.72 and fund size is 23608.74 crore. It have invested its funds in following securities.
| Stocks | Amount Invested (CRORE) |
| HDFC bank | 21900 |
| ICICI BANK | 16906.5 |
| INFOSYS | 15719.9 |
| BHARTI AIRTEL | 12534.3 |
| AXIS BANK | 11295.1 |
| RELIANCE INDUSTRIES | 9706.6 |
| SBI LIFE INSURANCE | 8232.4 |
| HDFC | 8022.4 |
| L&T | 6947.6 |
| NATIONAL THERMAL POWER CORP. LTD | 6665.4 |
Returns of this fund is here below-
| TENURE | 10000 INVESTED | LATEST VALUE | RETURN |
| 1 WEEK | 23-03-2020 | 11200 | 12.01% |
| 3 MONTH | 30 DEC-19 | 7085.3 | -29.16% |
| 1 YEAR | 29-MAR-19 | 7518.4 | -24.82% |
| 3 YEAR | 30 MAR-17 | 9231.7 | -7.68% |
| 5 YEAR | 30 MAR-15 | 10756 | 7.56% |
3. HDFC Mid-Cap Opportunities Mutual Fund – Growth
This Fund has 92.27% investment in indian stocks of which 3.33% is in large cap stocks, 61.74% is in mid cap stocks, 21.45% in small cap stocks.Fund has 1.3% investment in Debt of which , 1.3% in funds invested in very low risk securities.
Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments can Invest in HDFC Mid-Cap Opportunities Fund fund.
This fund have a NAV of Rs.38.06 its fund size is 22754.65 crore rupees.
YOU MAY ALSO LIKE- BEST CREDIT CARDS IN INDIA
| STOCK INVESTED IN | AMOUNT INVESTED (IN CORE) |
| Cholamandalam Investment & Finance Co. Ltd | 9961.3 |
| Balkrishna Industries Ltd. | 9164.1 |
| Aarti Industries Ltd | 8925.5 |
| TRENT LIMITED | 8766.6 |
| VOLTAS LTD | 7227 |
| CITY UNION PVT LTD | 7114.4 |
| SUNDARAM FATSENERS LTD | 6124.8 |
| INDIAN HOTELS COMPANY LTD | 5740 |
| TATA CHEMICALS | 5371.9 |
| ATUL LTD | 5308.1 |
| TENURE | 10000 INVESTED | LATEST VALUE | RETURNS |
| 1 WEEK | MAR-2020 | 9320 | -6.80% |
| 3 MONTH | 27 DEC-19 | 7294 | -27% |
| 1 YEAR | 27 MAR-19 | 7065.4 | -29.35% |
| 2 YEAR | 27 MAR 18 | 6999 | -30.01% |
| 3 YEAR | 27 MAR-17 | 8058.3 | -19.42% |
| 5 YEAR | 27 MAR 15 | 10792.2 | 7.92% |
4. Kotak Standard Multicap Fund
Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of some losses in their investments can invest in kotak standard multicap fund.
Multicap funds are meant to be Invested in all cap funds i.e Midcap, largecap and small cap securieties. It have invested its fund in following securities-
| Stocks | Amount Invested (in crores) |
| Icici bank | 19777.1 |
| Reliance ind. | 17936.8 |
| HDFC BANK | 15795.8 |
| AXIS BANK | 13946 |
| LARSEN & TURBO | 13538 |
| ULTRATECH CEMENT | 11392 |
| INFOSYS | 10046.7 |
| TATA CONSULTANCY | 8800 |
| AU SMALL FINANCE | 8390 |
| PETRONET LNT LTD | 7417 |
Retrun of this fund over a period of time is as follows-
| Tenure | RETURN |
| 1 YR | -25.58% |
| 2 YEAR | -23.48% |
| 3 YEAR | -21.58% |
| 5 YEAR | -9.24% |
| 10 YEAR | 46.43% |
So as we can see, if we invest in this fund over a long period of time. It have a amazing return. It is not good for short period of time.
5. Mirae Asset large Cap fund- regular growth
I bet you are not familiar with this name. yes, it’s a top rated fund having high returns and suitable for 5 to 10 year investment. Its Nav is 37.536 now and fund size of Mirae Asset large Cap fund- regular growth is 16733 crore rupees. Crisil rated this fund as 4 star out of 5.
Mirae asset large cap fund is having following return over a period of time-
| Tenure | Return |
| 1 year | -24.10% |
| 2 year | -13.35% |
| 3 year | -2.65% |
| 5 year | 19.76% |
| 10 year | 169.25% |
| Since inception | 288.34% |
It have invested its fund in following stocks
| stocks | Amount Invested (IN CRORE) |
| HDFC BANK | 17097 |
| ICICI BANK | 12896 |
| RELIANCE INDUSTRIES | 12725 |
| INFOSYS | 9059 |
| AXIS BANK | 7676.3 |
| SBI | 7357 |
| Larsen & turbo | 7047 |
| Maruti Suzuki | 5276 |
| ITC LTD | 5159.8 |
| TATA CONSULTANCY | 5051 |
These are the best mutual funds comparison and in year 2021 in my opinion. Your opinion may be differ than this, you can comment any other fund which you think is better than above. Before investing, it is advisable that take a Consultation with Certified and experienced Consultant. some Mutual funds are eligible for tax savings. we can get mutual funds 80C deduction.if you want to save tax and file your income tax return, click here &book consultation with us now. further write us to info@taxadvisory.in or visit- www.taxadvisory.in
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